Car Insurance in Chandler
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Find the Right Car Insurance for Your Family's Adventures
Chandler is a gorgeous city with an even more impressive backdrop. The area has tons of destinations within driving distance for adventurous families, such as the Veterans Oasis Park with its 113 acres of hiking and biking trails, land for horseback riding and lakes for fishing. A short hop in the car is all it takes to go biking at Paseo Trail or exploring in San Tan Mountain Regional Park. No wonder Chandler scored in Livability's Top 100 Cities in the U.S.
Of course, to enjoy peace of mind and protect your family, it's essential to choose high-quality car insurance in Chandler. There are over 4,000 accidents each year in the city, and over 1,700 people get injured. That's over 30 injuries a week. No one expects to get in a crash with the city's near-perfect weather, but auto insurance is about being ready for surprises.
Be Ready for Accidents When Working or Playing
With a population of 270,000 people, traffic is a given. Over 50% of the people in Chandler are married and 40% have children, which means many vehicles on the road. Roughly half of local households own two cars, and 30% have three or four vehicles.
Fewer than 1% of workers in Chandler use public transportation. The vast majority of commuters drive a car to work (75%), and some carpool (about 10%).
The average commute is 25 minutes. Mesa is only 20 minutes away via Hwy 87, and Tempe is about 25 minutes on Hwy 101. Thanks to I-10, even working in Phoenix only requires a half-hour or so for commuting.
Local car accident statistics are even more surprising when you take commuting into account. The roads and highways around Chandler see a higher volume of crashes: over 85,000 annually. These accidents injure some 36,000 people each year and cause more than 600 fatalities.
Shop for Car Insurance in Chandler That Meets Your Unique Needs
The average cost of car insurance in Chandler is about $1,700 a year for full coverage. This is less expensive than the average for Arizona and even nearby cities such as Gilbert and Mesa. For example, Phoenix auto insurance is usually over $2,000 annually.
This is a good thing. It means you can get more bang for your buck ” if you play your cards right. With VIU by HUB, it's easy to compare a variety of car insurance brands, policies, coverage limits and add-ons.
The minimum coverage required by law is 25/50/15:
- $25,000 in injury liability coverage for one person
- $50,000 in injury liability coverage per accident for two or more people
- $15,000 in property damage liability
These numbers are a good start, but they don't cover many of the risks that families in Chandler care about, such as hospital costs, vehicle repairs or theft.
Know the Cause of Car Accidents in Chandler
Almost 40% of local accidents involve rear-end collisions. The next-highest crash percentage involves impacts during left-hand turns. Both of these crashes often happen because of distracted drivers. People who text and drive can miss red lights or braking vehicles. Additionally, about 15% of car accidents are the fault of speeding drivers.
If you want coverage for your own injuries or passengers traveling with you in the car, you need detailed personal injury protection. For help with repairs to your own vehicle, you want dependable collision insurance. Use VIU by HUB to compare what you're paying for car insurance in Chandler versus what you could be getting for the same price.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
Sources
Arizona Department of Transportation