Car Insurance in Bossier City

With all the fun to be had in town, a complete policy for car insurance in Bossier City offers protection while you're out and about.

Compare, shop and customize quotes from top-rated insurance carriers.

Appreciate a Drive Through Bossier City With Car Insurance Coverage

Beginning at North Bossier Park and heading down to Mike Wood Memorial Park, you'll pass many sights throughout Bossier City. Along the Red River, you'll visit several casinos, and heading east past Barksdale AFB, you'll end up on the shore of Flag Lake. Before making the rounds to experience all the city has to offer, reviewing your policy for car insurance in Bossier City can help you appreciate the drive more fully.

Cautious and defensive driving is an essential part of your adventure as well. Between 2018 and 2021, there were 30 fatalities from 29 car accidents around the city. A total of 75 individuals were involved in those accidents, and 45 individuals survived and needed the benefits of auto insurance.

Also involved in those 29 fatal car accidents were seven pedestrians. Bossier City has an estimated population of 62,635 so there are pedestrians everywhere you go. With 34 schools within city limits. many of those pedestrians are children who can be unpredictable at times. You can see why defensive driving and proper auto insurance are so important around town.

Have a Ride When You Need One

Bossier City has access to the SporTran bus system. This can be convenient on many occasions, but owning a personal vehicle with car insurance in Bossier City will ensure you always have a ride when you need one. If you're late for an appointment, just hop in the car, and off you go without having to wait for the bus to arrive. If it's a rainy day, go straight from your home to your car without having to stand in the weather until the bus comes.

As you consider purchasing a car for more reliable transportation, check into car insurance. VIU by HUB assists in the comparison of different insurers and policies so you can get what's right for your specific situation.

Understand the Cost of Car Insurance

Considering factors such as age, type of car, driving history and zip code, the cost of car insurance in Bossier City is going to vary between insurers. On average, the yearly cost is $1,999 for a typical driver. Minimum coverage sits at an annual average of $1,757, and full coverage at $5,921.

If you are a young driver, the average yearly cost of auto insurance in Bossier City is $3,000. Seniors in the same city pay an average of $813 per year.

Learn About Risks Covered by Insurance

In Louisiana, there are a handful of requirements for car insurance. At a minimum, drivers must carry:

$15,000 bodily injury liability per person and $30,000 per accident
$25,000 property damage liability

Uninsured/underinsured motorist liability protects you if you are in an accident caused by someone who does not have adequate liability insurance. It is not required in the state, though it is recommended. To opt-out, you need to submit your refusal in writing.

Collision is another optional product for car insurance in Bossier City, covering property damage costs in a collision with a tree, another car, a pole or anything else. Comprehensive coverage pays out for damage done by natural disasters, vandalism or theft.

Find the Right Amount of Coverage

Bossier City has a lot to offer, but when you hit the road, you need proper protection. Car insurance in Bossier City comes with many options, and VIU by HUB can help you narrow down the choices.

This information is intended for general informational purposes only and is not intended to constitute legal advice.