Car Insurance in Newton
Compare, shop and customize quotes from top-rated insurance carriers.
Enjoy Newton With Proper Car Insurance Coverage
Newton has a lot to offer residents, with 13 distinctive villages and nearly 20% of the city being open space. With Nahanton Park and the Helen Heyn Riverway down south and the Charles River Greenway up north, there is no shortage of things to do in between. Colleges, parks, sports complexes and country clubs are all within a few minutes' drive. As you go from one place to the next, practice cautious driving to keep everyone safe. Review your policy for car insurance in Newton to be sure you've got coverage in case of an accident while you're out and about.
Insurance covers many things, and Newton is not void of risks. Snowfall lasts from November to April with January receiving an average of 10.3 inches. This type of snowy condition makes for dangerous driving. Rainfall is heaviest in October, meaning the roads will be slippery. September sees the clearest skies, which also runs the risk of windshield glares. In any type of weather, Newton residents need to drive with caution.
Accidents cause injury and property damage, but the most important reason to drive with caution is to avoid death. In 2021, two vehicles were involved in an accident that killed one resident. That's down from 2016 when there were four fatalities. With a population of 87,381. every resident is important to the community, so it's still one too many deaths.
Learn About Transportation Options
Newton residents can access public transportation via bus, subway and commuter rail. While this can be an option, it's not always the most convenient. With a personal vehicle, you can leave when you need to and get home when you want to. You never have to wait out in the weather for your ride to pick you up. If there's an emergency or a last-minute get-together, you can hop in your car and go.
With a personal vehicle comes personal car insurance in Newton. VIU by HUB puts insurance quotes side-by-side so you can look over what each company has to offer. Based on your budget and your insurance needs, you can choose which insurer to go with so you always have reliable coverage.
Understand Car Insurance Prices
When comparing car insurance quotes, you'll see that there are different prices. This could be based on one of several factors such as your zip code. For example, the average monthly premium in Newton is $112.89, but depending on your zip code, the average might be lower or higher.
Another factor that plays a role in the price of car insurance in Newton is your age. Young drivers between the ages of 16 and 19 have an average monthly premium of $319, while seniors over 70 pay an average of $111.11.
Discover the Risks Covered by Insurance
To have proper coverage, you will need to know the risks covered by car insurance. Required in Massachusetts are:
- $20,000/$40,000 bodily injury liability
- $20,000/$40,000 uninsured/underinsured motorist bodily injury
- $5,000 property damage
- $8,000 personal injury protection
You can also add comprehensive coverage to shield against fires, theft, vandalism and natural disasters. Collision coverage is another option covering risks such as impacts with trees, walls, other cars and a variety of other objects.
Find Your Insurance Policy
You can look at several insurance options side by side. Whether you want full coverage or the minimum, VIU by HUB helps you see what's out there. Find your policy for car insurance in Newton today.
This information is intended for general informational purposes only and is not intended to constitute legal advice.