Car Insurance in Brooklyn Park
Compare, shop and customize quotes from top-rated insurance carriers.
Why and How To Invest in Good Car Insurance for Your Family
True to its name, Brooklyn Park is a city with many parks ” 60 in total ” including picturesque Brookdale Park and Mississippi Gateway Regional Park. If you live in this attractive suburb of 85,000 near Minneapolis, your family can enjoy more than 1,000 acres of greenery, lakes and trails for hiking and biking. Wherever you drive and whichever activities you enjoy, make sure you have trustworthy car insurance along for the ride.
In 2022, there were more than 19,000 accidents in the area. That's approximately one car accident for every five people in Brooklyn Park. The numbers equate to over 360 crashes every week. Car insurance in Brooklyn Park isn't just a good idea ” it's probably one of the best investments your family can make.
Commuting Statistics for Brooklyn Park
As a resident of Brooklyn Park, there's a good chance you spend a lot of time driving every day. Consider a few local commuting figures:
- Nearly 75% of Brooklyn Park households commute in a personal vehicle.
- Over 10% of workers carpool.
- Fewer than 5% of families use public transportation regularly.
- The average commute time in Brooklyn Park is 24 minutes.
- About 20% of households commute 30-35 minutes each way.
With the high traffic volume of I-94, Hwy 169 and several county roads traveling through Brooklyn Park, it's important to have dependable car insurance every time you leave the house.
Common Dangers for Teen Drivers
One factor that you need to take into account when shopping for car insurance is the age of the drivers in your family. True, auto coverage for teens is usually more expensive, but that's precisely why younger members of the household need it. On average, inexperienced drivers get into more car accidents, and more dangerous ones.
In 2022, 45 teens wereseriously injured in car crashes in Brooklyn Park. Two teens died from their injuries. Basic car insurance coverage doesn't help with things such as hospital costs after an accident. Every family needs solid personal injury coverage for medical costs.
Where You Need Car Insurance in the Twin Cities
Auto insurance in Minnesota isn't optional, but you have the flexibility to customize your insurance policy and coverage amounts. Use VIU by HUB to compare a variety of policies and adapt your car insurance in Brooklyn Park depending on where your vehicle spends the most time:
- Work commutes
- Everyday travel
- Weekend fun
- Family vacations
For example, trips to Northern Minnesota can increase your risk of deer-related accidents. Heavy traffic on the interstate can lead to collisions involving drivers who aren't paying attention.
What Factors To Consider When Comparing Car Insurance in Brooklyn Park
Take your time when comparing your options for insurance.
Weather
Brooklyn Park gets an average of 55 inches of snow and 32 inches of rain annually. Icy roads can cause single-vehicle crashes, such as sliding into trees or posts. About 35% of crashes in Minnesota are single-vehicle collisions.
Crime
Both violent crime and property crime in Brooklyn Park are higher than the national average, and the numbers keep increasing. In 2011, there were only 175 cases of auto theft per 100,000 residents. In 2019, the number spiked to 370 cases, more than double.
Insurance Costs
The average cost of car insurance in Brooklyn Park is about $1,600 a year. This is about average for the Twin Cities. Get an idea of how much alternative policies cost for each driver in your family by comparing different insurers with VIU by HUB.
This information is intended for general informational purposes only and is not intended to constitute legal advice.