Car Insurance in Plainfield
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A Prime New Jersey Location for Commuting
Plainfield, NJ, is an enthralling city with amazing diversity. The area's rich history appears at every turn, from Sleepy Hollow with its Queen Anne homes, beautiful architecture and vintage lofts to the exciting North Avenue Commercial District. Falling in love with this central Jersey hub is easy, but you can't forget to invest in good car insurance in Plainfield. You never know when an accident can interrupt your daily commute.
Plainfield's convenient location gives you many options for employment. Manhattan is only about 45 minutes away, and Newark is even closer. About 60% of Plainfield workers drive to work. with an average commute of 30 minutes. Over 20% drive 45-90 minutes, some driving an hour south to Trenton.
Plainfield Car Insurance You Can Count On
With long commuting times, it's important to choose dependable auto insurance. Every mile you drive is another chance for an accident to happen. In the Plainfield area, there are almost 20,000 crashes a year. That's a high number considering the relatively modest population of Plainfield and surrounding towns.
Between 2017 and 2019, there were more than 60,000 car accidents. About 12,000 of those crashes caused significant injuries. Fortunately, even basic coverage for car insurance in Plainfield always includes personal injury protection. Of course, considering how expensive medical care can be, minimum coverage may not be enough after a severe injury.
With VIU by HUB, you can see more than the base price of auto insurance. You can compare what you're getting for your money. That way, it's easier to invest in the right amount of coverage. You need (and deserve) state-of-the-art medical care after an accident.
Common Causes of Car Accidents in Plainfield
As a central hub for area families, Plainfield can get a lot of traffic. Commuters, residents and visitors travel city streets and busy highways every day. When road surfaces are wet, the chances of a single-car or multi-car accident increase significantly. Many local crashes occur at night or on rainy days.
True, Plainfield doesn't get as much snow or ice as other parts of the northern United States. Still, you need to stay alert in the freezing winter weather.
Interestingly, the majority of accidents in New Jersey happen on dry roads during the day. Put simply, you never know when other drivers will act recklessly. Almost half of area accidents involve rear-end collisions.
Costs for Car Insurance in Plainfield
Auto insurance in Plainfield isn't cheap. The average cost is about $1,500 a year, similar to prices in Jersey City or Kearny. This is more expensive than in other cities in the U.S., where coverage may only cost $620 a year. New Jersey car insurance costs more because of mandatory PIP, liability and uninsured/underinsured motorist coverage.
Car Insurance Coverage for Your Family's Needs
Families can enjoy many things in Plainfield, such as Cedar Brook Park and the hiking trails at Watchung Reservation. Couples can take a drive around the Van Wyck Brooks Historic District. With so many places to see and things to do, it's not surprising that most households in Plainfield own a car, and many own several.
Choosing good coverage means taking the time to analyze your family's needs. You want to minimize your costs while maximizing your benefits and coverage. That's where VIU by HUB is a huge help. Compare car insurance in Plainfield from multiple insurers for each driver in your family, including teens, adults and seniors.
This information is intended for general informational purposes only and is not intended to constitute legal advice.