Auto Insurance in Canton, OH

Driving Is Better When You Have Peace of Mind

Situated on the edge of Ohio's Amish Country, Canton, Ohio, gets plenty of tourist traffic. Coupled with the fact that more than 70,000 people call the city home, and you're sure to meet with the occasional traffic in the area. When you're heading to work, visiting Amish stores, or heading to the Pro Football Hall of Fame, it is important to protect yourself when you're on the road. VIU by HUB can help you determine which types of car insurance in Canton, OH, best meets your needs.

The Importance of Your Liability Insurance Policy

There are several types of car insurance in Canton, OH. What you decide to purchase depends on your personal needs, including whether you keep expensive items in your car, how often you drive, and how far you usually drive. At a minimum, you will need to have a 25/50/25 liability policy as required by Ohio state law.

The policy requires that you carry insurance to cover injury, death, and property damage in an accident you cause. The first 25 means your policy must cover up to $25,000 for one person's injury or death. The 50 means you'll need coverage that provides up to $50,000 if two or more people are injured or killed in an accident you cause. The final 25 stands for $25,000 to go toward any property damage in an accident. If you do not carry at least this amount of coverage, you risk losing driving privileges for up to three years, as well as face the possibility of hefty fines.

Despite it being the minimum required by Ohio, a 25/50/25 liability policy is often not enough insurance for someone who drives often or drives long distances. Consider the typical cost of medical bills or a totaled car. Now multiply that number by multiple people or vehicles. An accident that injures more than one person or involves more than two vehicles is likely to cost much more than your policy will pay. If you want to avoid being on the line for any additional costs, allow VIU by HUB to help you choose a larger liability policy.

The Importance of Other Types of Insurance

Many people don't realize it, but liability car insurance in Canton, OH, only pays for damage or injuries caused during an accident. There are plenty of other situations you may need insurance for, which means you may need to consider a comprehensive policy. Comprehensive auto insurance protects you if someone breaks into your car and steals valuable items as well as if it is damaged by a fire, tornado, hail, or another type of natural disaster. 

What if someone causes an accident and damages your car or injures you? What if they don't have the proper insurance to cover the expenses? Without it, you could be paying out of pocket. Luckily, VIU by HUB can help you with a solution. Uninsured or underinsured motorist coverage will protect you, allowing you to get medical care and repair or replace your car if someone else causes an accident.

We can also help you with a range of other insurance options, including personal injury protection, medical payment coverage, rental car and ridesharing reimbursement, and roadside assistance coverage. During a consultation with VIU by HUB, we will help you determine your budget, which policies will best protect you, and how much coverage you need for each policy you choose.

This information is intended for general informational purposes only and is not intended to constitute legal advice.