Car Insurance in Tulsa
Compare, shop and customize quotes from top-rated insurance carriers.
Comprehensive Auto Coverage in Tulsa
The Philbrook Museum of Art's collection of European, American and Native American art. The Gathering Place's various recreational activities, playgrounds, gardens and scenic spots. The Oklahoma Jazz Hall of Fame's celebration of Oklahoma's rich jazz heritage. These are only a few of Tulsa's most tempting hotspots for residents to explore. No matter what's on your agenda for exploring T-Town, personalized car insurance in Tulsa protects your vehicle and your peace of mind.
One of the best times to enjoy Tulsa is during the spring months of March, April and May, when average temperatures fluctuate from 49.8 to 76 degrees. It may be best to put outdoor activities and extensive travel on the back burner June, July and August, when temperatures soar up to 91.2. Still, no matter when you travel, don't leave home without comprehensive insurance. After all, the fact that the area saw 70 fatal car accidents in 2021 is proof every driver needs protection. Let VIU by HUB help you find customized, reliable coverage.
Public Transportation & the Average Cost of Auto Insurance in Tulsa
Tulsa residents have an average commute time of about 19 minutes. making Tulsa Transit a viable option for those who want to take public transportation. Even then, having a personal vehicle is the best way to travel efficiently and reliably. One missed transfer or late bus is all it takes to throw you off schedule.
On average, Tulsa drivers pay about $2,200 for full auto coverage annually, about $180 monthly. One of the best ways to ensure you're not paying more than necessary during your commute, drives around town and other trips around Tulsa is to compare quotes from multiple insurance providers.
Risks Covered by Car Insurance in Tulsa
Oklahoma requires all drivers to carry car insurance. Even if having coverage wasn't required, having car insurance in Tulsa helps you drive with assurance knowing you're covered from various risks:
- Collision Coverage: Ever misjudged the distance between your car and that lamppost? Collision coverage steps in for those "oops!" moments. It pays for the repairs to your car if you're the one responsible for the damage.
- Comprehensive Coverage: Hailstorms, falling branches or even a run-in with wildlife ” comprehensive coverage is the guardian angel for your car against non-collision incidents. It's a shield that helps you with everything from theft to natural disasters.
- Uninsured/Underinsured Motorist Coverage: Not everyone plays by the rules, and some folks hit the road without insurance. Uninsured/underinsured motorist coverage is your safety net. It steps up if you meet an at-fault driver with little or no insurance, covering your medical bills and sometimes car repairs.
- Medical Payments Coverage: Accidents can be a real headache, literally. Medical payments coverage is like a first aid kit for your bank account. It helps with medical expenses, regardless of who's at fault.
- Personal Injury Protection: PIP is like the Swiss Army knife of insurance. It not only covers medical expenses, but it can also handle lost wages and childcare costs if you can't take care of your little ones because of an accident.
Liability coverage is also important. It is like the superhero of insurance. It swoops in to save the day if you're at fault in an accident, covering the damage you cause to someone else's property or any injuries they might sustain.
Let VIU by HUB help you cover all your auto insurance bases by comparing rates from multiple insurers that match your insurance needs and budget.
This information is intended for general informational purposes only and is not intended to constitute legal advice.