Auto Insurance in Mission, TX

Get Big City Auto Insurance in the Quiet Rio Grande Valley Community

While Texas boasts of many major cities, many residents and those flocking to the state prefer the small-town community feel of places like Mission, TX. Moving away from the bustling streets of Dallas and into the beautiful Rio Grande Valley brings more affordable housing, healthcare, groceries and utilities. Transportation is more affordable yet there is no skimping on the coverage of car insurance in Mission TX from VIU by HUB. The lower cost of living in Mission means you and your family can enjoy a better lifestyle with greater financial security.

Lower expenses aren’t the only thing you will find in Mission. For those who love the outdoors, the Rio Grande Valley is a wide-open playground of natural features that encourage fishing, hiking, boating and more. The National Butterfly Park, the City of Mission Park and the Bentsen-Rio Grande Valley State Park are all within a short drive from the residential communities. Whether you are headed between these recreational amenities or taking a bit of a longer excursion to the beach of South Padre Island, you can have your travels covered with car insurance from an industry-leading provider.

Common Claim Scenarios Against Car Insurance in Mission TX

Even with the best defensive driving and obeying the rules of the road, car accidents can happen. Thankfully, Texas law mandates insurance or proof of financial responsibility for accidents. However, the minimum coverage amounts requires aren’t always enough to address the total expenses incurred. These are just a few of the more common claims made against auto insurance policies, and without the right policy limits, you may be left paying for a portion of the bill out of pocket.

1. Rear-end Crashes or Head-on Collisions

There are several types of collision scenarios, but unfortunately, a rear-end incident almost always lays the fault at the driver in the rear. Texas is a “fault” state, which means the driver responsible or who bears the greater burden of fault is the one held liable for damages. This means the expenses of a rear-end collision could be entirely left to you. Head-on collisions require more analysis and a thorough investigation in order to prove fault for a car accident.

2. Vehicle Damage

Car insurance in Mission TX only has to cover property and injury liabilities due to an accident to be compliant with Texas law. It is possible, however, that your automobile could be damaged by events that aren’t related to roadway collisions. Weather damage from things like hail or tree limbs that have blown down can put dents in the bodywork or chip or crack the windshield. Rocks can fly out from under trucks traveling in front of you and cause damage to your vehicle. While Texas law doesn’t require insurance coverage for these events, a comprehensive policy can save you from paying repair costs on your own.

Peace of Mind With VIU by HUB’s Car Insurance for Mission TX Residents

If you don’t want to worry and stress about having enough savings in the bank to cover the repair or replacement of your damaged vehicle or someone else’s, you need to contact our VIU by HUB brokers about auto insurance. We have been providing quality coverage to residents around the state for decades and know what it will take to protect against the financial liabilities that come with owning an automobile. We offer a full range of policies that meet more than Texas law minimums.

This information is intended for general informational purposes only and is not intended to constitute legal advice.