Home Insurance in Tacoma
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Live in Your Home With Long-Term Security in Tacoma
Tacoma, Washington, is part of the greater Seattle metropolitan area and has a population of a little over 219,000 people. The housing market is very competitive in Tacoma, with most homes selling in under 2 weeks for more than $400,000. Moving into a property in this busy hub city is an exciting endeavor, and you can capture a sense of long-term security by finding high-quality home insurance in Tacoma.
The Puget Sound is the backdrop for life in Tacoma, Washington. Condos and homes on the waterfront sell for between $500,000 to $1 million, and more than half of all homes are owner-occupied. While you enjoy the sunrise and sunset over the blue horizon, you will want to protect your investment in one of Tacoma's homes by finding a strong insurance policy. VIU by HUB is an effective tool for comparing major insurance providers so that you can find a competitive price and tailored protection.
Weather and Demographics
If you're looking to settle down in a city with moderate weather, Tacoma fits the bill. You won't have to worry about your pipes freezing or your driveway crumbling under snow because temperatures don't dip below freezing in the winter. Summers may be on the short side, but with temperatures reaching an average high of 77 degrees. you can plan on exploring the outdoors in comfort.
The median age in Tacoma is 37, and the average commute time to work is 30 minutes because many residents drive to nearby suburbs or Seattle during the work week. This leaves many homes unoccupied during office hours, and there is a relatively high risk of break-ins compared to other areas of Washington.
In 2020, almost 4 out of every 1000 people experienced theft. Fortunately, comprehensive home insurance in Tacoma can help you recover your belongings and repair your home after a break-in.
Understand What Home Insurance in Tacoma Covers
Typical home insurance policies protect you from events such as:
- Water damage and burst pipes
- Electrical fire and lightning damage
- Personal liability and injury costs
- Property damage and loss from theft
- Wind and hail damage during a storm
Blanket home insurance policies do not cover added features such as swimming pools and saunas or damages from natural disasters. In Tacoma, only 9% of properties are at risk of flooding from an event such as a typhoon or tsunami.
The Tacoma Fault lies underneath the urban area and has the potential to cause a magnitude 7 earthquake at some point in the future. You can combine private home insurance coverage in Tacoma with a national protection plan to safeguard your property.
Compare Home Insurance Premiums in Tacoma
On average, homeowners in Tacoma pay $1,250 per year to insure their properties. This rate is comparable to the state average and slightly lower than in Seattle. To find the most competitive rate with the level of coverage that fits your needs, compare your policy options on VIU by HUB.
Discover a New Way to Find Home Insurance in Tacoma
Insurance providers use many factors to create policy options for homeowners. A blanket policy may work well for you, but your rate can vary based on the age of your home, the neighborhood you live in and how much it would cost to rebuild your property. You may also want to explore add-ons for specialized home features or unique coverage. When you request a quote from VIU by HUB for home insurance in Tacoma, you can compare the most comprehensive policies and find a competitive rate that fits your budget.
This information is intended for general informational purposes only and is not intended to constitute legal advice.