Auto Insurance in Bethel Park, PA

Staying Protected on Pennsylvania Roadways

Whether you're commuting to work in downtown Pittsburgh or cruising south to enjoy the day at Simmons Park, you realize the value of dependable transportation. Part of that reliability is a trusted auto insurance policy for your vehicle. At VIU by HUB, our brokers are prepared to craft a policy for car insurance in Bethel Park, PA, that fits your individual needs.

If you drive in Bethel Park, you know many areas where drivers need to be careful. The busy commercial developments along Pennsylvania Route 88 carry traffic through town, sometimes causing slowdowns. Commuting on U.S. Route 19 can mean slow or stopped traffic at some points.

While traffic accidents in Pennsylvania are trending downward annually, the truth is that accidents can happen anywhere at any time, even to the most careful drivers. Car insurance in Bethel Park, PA, is vital in protecting you against loss and damage if you're ever involved in a crash.

Personalized Coverage for Your Individual Needs

In Pennsylvania, auto insurance is required by law. The minimum amount of coverage mandated is $15,000 for injury or death of one person, $30,000 for injury or death of two or more people in an accident, and $5,000 for property damage for another person. While minimum coverage is acceptable, most drivers opt for more thorough coverage to prepare for any incident.

If you need help determining what type of car insurance in Bethel Park, PA is right for you, talk to one of our agents. Together you can go over options VIU by HUB offers, such as:

• Towing and labor coverage to protect you during a breakdown, flat tire or lockout along the road
• Electronic equipment coverage to insure the many kinds of electronic tools that are standard on most cars these days
• Uninsured and underinsured motorist insurance to help cover losses if you're involved in an accident with someone who has inadequate coverage
• Full glass coverage that pays for windshield repair or replacement without having to meet your deductible
• Comprehensive coverage to insure you if you have an incident other than a crash, such as vandalism, theft, fallen tree branches, damage from animals or natural disasters
• Collision coverage if you have an incident with a guard rail, telephone pole or other object, or if your car flips over

If you own a classic, vintage or customized vehicle, talk to a VIU by HUB agent to learn more about classic car insurance. It is designed to meet the specific needs and driving habits you have with a classic car.

Helping You Make the Most of Your Insurance Dollar

You want to make sure the coverage you buy for your vehicle matches your individual needs, but you also need to know you're getting the most value for your money. That's why VIU by HUB agents can help you determine the policy that gives you the protection you need while keeping your premiums low.

Talk to your agent about ways to stretch your dollar for car insurance in Bethel Park, PA by looking at factors such as:

• A good credit history: Drivers with a good credit record may be able to lower their premiums based on their credit history.
• Low mileage: If you don't put many miles on your vehicle, you may be able to obtain a low-mileage discount.
• Your car's age: While older cars have a lower dollar value and can be cheaper to replace, newer cars have more standard safety features. Consult your broker for more information.

This information is intended for general informational purposes only and is not intended to constitute legal advice.