Auto Insurance in Springfield, PA

Close Community Feel in the Heart of Pennsylvania

The historic community of Springfield is one of two communities in Pennsylvania, PA that also go by the name of Springfield Township. Though it was founded as a quiet community by Willian Penn and the Quaker settlers, the town has grown to be a vibrant and thriving location for families, entrepreneurs, career professionals and retired individuals. In the early years, the commercial investments into the Baltimore Peak location had named Springfield as the business commercial area outside of Philly, and the strip of commercial businesses is still known as the Golden Mile. Just over six square miles of land, the town is jam-packed with entertainment, shopping, dining, and career opportunities.

The subtropical, pleasant climate of Springfield, PA reaches summer highs into the 80s and winter lows around 25 degrees. This weather makes it convenient to enjoy the many parks the township is home to, whether it's the 17-acre Veterans Memorial Park, the 23-acre Jane Lownes Park or the 120-acre Smedley Park. There is a selection of community groups to join and have options for youngsters up to retirees. You’ll find a great variety of affordable, family-friendly neighborhoods whether you want to be close to Baltimore Pike or prefer to enjoy exclusive golf course living.

Springfield is a short drive from the bustling metro areas of Philly. A 20-mile drive up the I-95 north can get you there in about half an hour, but you don’t have to leave Springfield to enjoy great shopping, excellent dining, and year-round entertainment. However, if you do want to get beyond the city limits, consider the benefits of VIU by HUB’s customized car insurance for Springfield residents. Our auto coverage is a must-have for local and long-distance traveling, whether you drive a minivan or own a high-end car.

Requirements for Car Insurance in Springfield

If you have a loan on your vehicle, your lender may have required a specific amount and type of car insurance before guaranteeing your funds. In addition to the stipulations set by your loan holder, the state of Pennsylvania has established several insurance requirements for those wishing to register an automobile. Under the requirements, an individual must maintain financial responsibility for their vehicle while it is actively registered. In other words, liability insurance is required and with the following inclusions:

• $5,000 per incident for medical benefits coverage
• $15,000 an individual and $30,000 for an accident in bodily injury coverage
• $5,000 minimum in property damage coverage

Even though these are limits required with car insurance for Springfield residents, they aren’t necessarily enough to cover the full weight of a car accident. The state of Pennsylvania is a no-fault state, which means your insurance goes to pay for the damages and loss you incur from the accident. A serious medical condition and a car that is completely totaled may exceed the minimum limits set by the state.

Options for Car Insurance in Springfield

Our experienced VIU by HUB brokers know the coverage requirements for Pennsylvania, but they also know the likely expenses and liabilities you will face as an auto owner. Our car insurance in Springfield, PA meets your budget while also meeting your greatest risks. Insurance isn’t a one-size-fits-all purchase, and you need the assurance that you are purchasing adequate coverage. Work with the VIU by HUB brokers and consider adding the following:

• Underinsured or uninsured motorists
• Towing and labor
• Higher limits
• Comprehensive coverage

This information is intended for general informational purposes only and is not intended to constitute legal advice.