Car Insurance in La Crosse
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Drive Safely Around La Crosse
Located right on the Mississippi River and the border of Minnesota, you won't slow down in La Crosse, WI. Drive to the trailhead of Grandad Bluff to enjoy a day of hiking. Head across town to Copeland Park to catch a ballgame. Whether you're on your way to La Crosse Regional Airport or the Shrine of Our Lady Guadalupe, driving safely is essential for a good time. Before you hit the road, go over your policy for car insurance in La Crosse.
Over 51,000 people call La Crosse their home. Around 15% of those people are children. so you'll see no shortage of pedestrians. From 2018 to 2021, there were six fatalities as a result of car accidents. and one of those fatalities was a pedestrian. Cautious driving is a must when it comes to saving lives in La Crosse.
The weather in La Crosse should also be considered when it comes to safe driving. From October to May, the city sees its cloudiest months, but sometimes the clearer months are more dangerous for driving. A glare on the windshield paired with an increase in activity from May to October shows you why 73% of accidents occurred during clearer months.
Get a Dependable Vehicle
La Crosse Municipal Transit provides service to several bus stops around the city. It does not run throughout the night, and, on both Saturday and Sunday, the lines quit earlier than on weekdays. Without a dependable vehicle, you may not have a way to get to where you need to be during those times.
It's also important to think about emergencies or those adventures on a whim. With a dependable vehicle, you never have to worry about how you're going to get somewhere or get back home. With a dependable vehicle, you'll need dependable car insurance in La Crosse. VIU by HUB shows you which insurers meet your specific needs so you can compare quotes and get on the road.
Discover the Average Cost of Car Insurance
Each situation is unique, which is why you need an option to compare different insurance policies. The cost for each driver is based on age, zip code, driving history and other factors. On average, drivers in La Crosse pay a premium of $769 each year for minimum coverage. Full coverage is $2,953 on average each year.
Seniors in La Crosse pay an average of $338 each year in premiums. Young drivers, generally between the ages of 16 and 20, have an average yearly premium of $1,319. Some insurance companies offer discounts, which might provide price breaks for those in the military, good students, owners of multiple vehicles and others.
Know Car Insurance Requirements
There are certain requirements when it comes to car insurance in La Crosse. Wisconsin requires, at a minimum:
- $25,000 per person for bodily injury liability and uninsured motorist
- $50,000 per accident for bodily injury liability and uninsured motorist
- $10,000 for property damage liability
Beyond those requirements, you have other options. Coverage for natural disasters, vandalism and damage by animals comes with comprehensive insurance. Collision insurance provides coverage for hitting a tree or crashing into a parked car. As you compare quotes with VIU by HUB, see what other products can be included in your policy.
Find a Policy That Meets Your Needs
When it comes to car insurance in La Crosse, there are a lot of policies out there. Let VIU by HUB assist in finding a policy that meets your needs.
This information is intended for general informational purposes only and is not intended to constitute legal advice.