Car Insurance in Oshkosh
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Driving Through Oshkosh With Proper Auto Insurance
You will never have a shortage of things to do in Oshkosh. If you're a lover of history and art, drive up to the Paine Art Center and Gardens. Head east to Ames Point or Menominee Park to enjoy the beauty of Lake Winnebago. But before you head out the door, review your car insurance in Oshkosh to be sure you're protected in case of an accident while on your adventure.
Accidents can happen anywhere, and the results aren't always limited to property damage. Between 2018 and 2021, eight people died in car accidents in Oshkosh, including three pedestrians. With a population that hovers around 66,000. there will always be pedestrians on the streets, so drivers must pay attention.
Drivers also need to practice extreme caution in Oshkosh due to weather conditions. It is partly cloudy for most of the year. and January is mostly cloudy over half of the time. Rain is fairly common from February through December, and it snows almost daily between December and February. These can make for risky driving conditions, so proper auto insurance is essential.
Understanding the Oshkosh Transit System
Residents of Oshkosh have access to GO Transit. with several stops in convenient locations around the city. Each line begins service between 6 and 7 a.m. and ends service between 6 and 7 p.m. What will you do for transportation outside of those hours? What if there's an emergency during the night? How will you make it on time for your evening plans?
Having your own vehicle will help you achieve all that you need to achieve at any hour of the day. With a personal vehicle, you can go where you need to go, get there on time and stay for as long as you like without worrying about how you'll get home. The first thing you need to do after buying a car is shop for car insurance in Oshkosh. VIU by HUB can help with a side-by-side comparison of options that fill your requirements.
Getting Accurate Coverage
In Wisconsin, there are several options for auto insurance you can get, but a handful are required. Those include:
- $25,000 each of liability and uninsured motorist for injury or death
- $50,000 each of liability and uninsured motorist for injury or death of more than one person
- $10,000 liability for property damage
Beyond requirements by law, you have other options for fuller coverage. Comprehensive coverage is for risks such as fire, natural disasters, vandalism and other perils that are not related to a crash. Collision coverage is for risks such as hitting a power pole or running into a brick wall and covers your property damage. There's also medical payment coverage, ride-share coverage, new car replacement coverage and a variety of others.
Knowing the Costs of Auto Insurance
The cost of car insurance in Oshkosh will be different for each driver. Several factors determine the cost, such as age, driving history, zip code and the company you choose for coverage. On average, Oshkosh drivers pay $76.40 per month, which is at the lower end compared to the rest of Wisconsin. Younger drivers have an average monthly payment of $135.67, and seniors pay $58.17 on average each month.
Finding Your Perfect Policy
When looking for the perfect policy for car insurance in Oshkosh, VIU by HUB helps you compare costs and features from several companies. Start the search today to get the coverage you require.
This information is intended for general informational purposes only and is not intended to constitute legal advice.
Sources
Consumer's Guide to Auto Insurance